Bank Loan

[oggy_3 0]

Just wondering if anyone who works with any banks or knows anything about there loan services i am wondering how i can get a loan, i will be 18 when i apply for one, graduated high school and plan on furtherin my education. also my loan would be toward a car or truck, the model year would like be between 1995-2001. another thing would i need a co-signer for the loan if im only 18

thanks oggy_3

[Jason Harris 31]

Obviously, a bank would want you to have job to be able to repay the loan. Assuming you do, you just need to apply. Either they'll give you the loan or they'll decline, in which case you can ask why you didn't qualify. They may tell you things like, "We need you to have been employed for nine months" or "We can't loan more than $6,000 on your income."

[oggy_3 0]

i have had the same job for 2 and a half years now and still wil be there during the summer. i am looking for a loan for 2500 dollars

[jjtt99 0]

If you want a loan to go to school a Canada Student Loan is your best bet:

http://www.hrsdc.gc.ca/en/learning/canada_...oan/index.shtml

Sorry, they won't fund your automobile needs though.

[shute 4]

ya if your going to school use the student loan. the banks will gang rape you!

[mrusse01 0]

Are you working full time?

How much do you make?

What assets/liabilities do you have?

Do you know your credit score? If not, you can get them online for fairly cheap.

$2500 is a pretty small loan, I would think a bank could set you up with a small line of credit fairly easily for that amount.