legiahockey 3 Report post Posted December 8, 2008 id like to play beer league for a buddies team but after a short period of taking a shot at pros in poland im no longer eligable to play usa hockey unless i pay a hefty price. do you have to be usa hockey registered for beer league? Share this post Link to post Share on other sites
Gummer12 134 Report post Posted December 8, 2008 Some leagues run USA certification..our A league does, where our B league doesn't. Only costs $35 per person for the USA Cert. So it would just depend on the league if they run it or not..but I don't get why you would have to pay extra for mens league. If it were more amateur stuff like some juniors, then I can see..but not for Men's league. Share this post Link to post Share on other sites
yipperzz 28 Report post Posted December 8, 2008 hefty price? that's odd. it should just be a registration for 35 bucks a year. a lot of rinks require it, but require some thing else. Share this post Link to post Share on other sites
lurkndestroy 1 Report post Posted December 8, 2008 one of my leagues requires it. 35 bucks isnt much considering you have insurance if you get wrecked. Share this post Link to post Share on other sites
chippa13 1844 Report post Posted December 8, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing? Share this post Link to post Share on other sites
lurkndestroy 1 Report post Posted December 9, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing?some people aren't lucky enough to have health insurance. Share this post Link to post Share on other sites
wildebeest 0 Report post Posted December 9, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing?USA Hockey insurance is primary, so if you end up getting hurt, it comes out of THEIR insurance and not yours. Your premium doesn't go up.Also, like dude said, a ton of people don't have health insurance. I wouldn't be able to afford it if it wasn't for this gub'mint job I gots. Share this post Link to post Share on other sites
JPB_69 0 Report post Posted December 9, 2008 id like to play beer league for a buddies team but after a short period of taking a shot at pros in poland im no longer eligable to play usa hockey unless i pay a hefty price. do you have to be usa hockey registered for beer league?Why? We have beer leagues here that have ex-NHLers in them and they pay the same as everyone else. Share this post Link to post Share on other sites
legiahockey 3 Report post Posted December 11, 2008 well im not sure. i was usa hockey registered. but my club had to pay 2000 bucks to get a transfer to play in poland even though it was technically expired. and if i wanted to play midget this year i would have to pay 800 bucks just for a temperary transfer to play back in the states....so a full transfer would cost much more Share this post Link to post Share on other sites
robat 0 Report post Posted December 11, 2008 You do get a subscription to the magazine though... Share this post Link to post Share on other sites
Chadd 916 Report post Posted December 11, 2008 well im not sure. i was usa hockey registered. but my club had to pay 2000 bucks to get a transfer to play in poland even though it was technically expired. and if i wanted to play midget this year i would have to pay 800 bucks just for a temperary transfer to play back in the states....so a full transfer would cost much moreYour problem is with the IIHF transfer system, not with USAH specifically. Share this post Link to post Share on other sites
iceholes 0 Report post Posted December 11, 2008 Our league does require USA Hockey membership... you would think usa Hockey would inspect the league before they put their stamp on it tho...or have certain requirements..Any how, for $35 it supports USA HOCKEY, and I dont mind our league having it because we have to pay it at USA Hockey tounaments anyhow, so now I feel I get my moneys worth having already paid up! Share this post Link to post Share on other sites
interpathway 9 Report post Posted December 11, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing?My league requires it, even though I'm covered under my parent's insurance plan. Plus it supports our national governing body, a good thing even though many may not agree with their choices. Share this post Link to post Share on other sites
Neal 41 Report post Posted December 11, 2008 I have to pay both the USA Hockey fee and $5 to some Minnesota hockey association as well. I never hear from the Minnesota group, so I'm not sure what their purpose is. Share this post Link to post Share on other sites
robat 0 Report post Posted December 11, 2008 I have to pay both the USA Hockey fee and $5 to some Minnesota hockey association as well. I never hear from the Minnesota group, so I'm not sure what their purpose is.I may be wrong, but I think the actual USA Hockey fee is $30, and the other $5 goes to your states hockey assoc. I thought that's what it said when I registered. Share this post Link to post Share on other sites
chippa13 1844 Report post Posted December 11, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing?USA Hockey insurance is primary, so if you end up getting hurt, it comes out of THEIR insurance and not yours. Your premium doesn't go up.Also, like dude said, a ton of people don't have health insurance. I wouldn't be able to afford it if it wasn't for this gub'mint job I gots.Health insurance rates don't act the same as car rates where any incident raises your premiums. That would be a nightmare for the industry as people get sick or hurt far more often than they get in fender benders. Share this post Link to post Share on other sites
Rustpot 1 Report post Posted December 11, 2008 Regular health insurance covers you anyway, why pay an extra $35 for nothing?USA Hockey insurance is primary, so if you end up getting hurt, it comes out of THEIR insurance and not yours. Your premium doesn't go up.Also, like dude said, a ton of people don't have health insurance. I wouldn't be able to afford it if it wasn't for this gub'mint job I gots.Health insurance rates don't act the same as car rates where any incident raises your premiums. That would be a nightmare for the industry as people get sick or hurt far more often than they get in fender benders.Your health premiums go up after the company sees you changing your health situation in some cases. Athletes, smokers, old people and those more at risk of health problems pay more. The premium doesn't increase by incident, but if your insurance sees you making claims for sports-related injuries you get put into another bracket or something. Share this post Link to post Share on other sites
chippa13 1844 Report post Posted December 11, 2008 Health insurance as part of an insured group's program, which is how almost all folks are insured, depends on how the group as a whole performs. If an entire group's health costs increase by a major amount then that group could see it's premiums go up but they would go up across the board. Insurance companies don't bill a group on a person by person basis, instead all individuals are billed at the same rate, all families are billed at the same rate, etc. within the group. Risk is assessed for the whole group. Share this post Link to post Share on other sites
Rustpot 1 Report post Posted December 11, 2008 Yes, groups, that's what I was grasping for. I'm part of Blue Cross Blue Shield of MI- we switched as a family a few years ago and they jumped our group classification once my mom turned 55. Same coverage, slightly different rate as we fit better into a different sub group. I haven't looked into it for a while, but I'm pretty sure being over 35 and involved in organized sports will change your group. Share this post Link to post Share on other sites
interpathway 9 Report post Posted December 11, 2008 being over 35 and involved in organized sports will change your group.In a good (less) or bad (more) way? I could see the risk for injury much higher, but you're also keeping yourself relatively healthy and fit by exercising...so I guess it could feasibly go either way. Share this post Link to post Share on other sites
Rustpot 1 Report post Posted December 11, 2008 being over 35 and involved in organized sports will change your group.In a good (less) or bad (more) way? I could see the risk for injury much higher, but you're also keeping yourself relatively healthy and fit by exercising...so I guess it could feasibly go either way.No idea, I'm only 22. Different companies split it differently, I'm sure. They might break it up in contact vs. non contact and classify your risk given health history. There are dozens of qualifiers that can subtly shift you from one group to another. It might not effect you either way depending on where you land under the umbrella of your current classification.Unless they've changed things in the last 3 years I'm pretty sure that's how it works Share this post Link to post Share on other sites
chippa13 1844 Report post Posted December 11, 2008 Yes, groups, that's what I was grasping for. I'm part of Blue Cross Blue Shield of MI- we switched as a family a few years ago and they jumped our group classification once my mom turned 55. Same coverage, slightly different rate as we fit better into a different sub group. I haven't looked into it for a while, but I'm pretty sure being over 35 and involved in organized sports will change your group.That isn't really considered a group from an insurance perspective. A group is more along the lines of several people covered under a plan sponsored by an employer, trade association, or the like. Share this post Link to post Share on other sites
Rustpot 1 Report post Posted December 11, 2008 Yes, groups, that's what I was grasping for. I'm part of Blue Cross Blue Shield of MI- we switched as a family a few years ago and they jumped our group classification once my mom turned 55. Same coverage, slightly different rate as we fit better into a different sub group. I haven't looked into it for a while, but I'm pretty sure being over 35 and involved in organized sports will change your group.That isn't really considered a group from an insurance perspective. A group is more along the lines of several people covered under a plan sponsored by an employer, trade association, or the like.I guess I'm looking at it from personal side and not provided by company benefits, etc. Share this post Link to post Share on other sites
chippa13 1844 Report post Posted December 11, 2008 being over 35 and involved in organized sports will change your group.In a good (less) or bad (more) way? I could see the risk for injury much higher, but you're also keeping yourself relatively healthy and fit by exercising...so I guess it could feasibly go either way.Age, smoking, and past medical experience are the most important components for setting health insurance rates. If your insurance is through the company that you work for, rate adjustments will depend on how the group as a whole performs. If it is a group with a lot of money spent in health management then you can expect rates to increase more than a group that is relatively healthy. It is all a function of how much it costs to keep the group healthy.Yes, groups, that's what I was grasping for. I'm part of Blue Cross Blue Shield of MI- we switched as a family a few years ago and they jumped our group classification once my mom turned 55. Same coverage, slightly different rate as we fit better into a different sub group. I haven't looked into it for a while, but I'm pretty sure being over 35 and involved in organized sports will change your group.That isn't really considered a group from an insurance perspective. A group is more along the lines of several people covered under a plan sponsored by an employer, trade association, or the like.I guess I'm looking at it from personal side and not provided by company benefits, etc.You are almost always better off not buying health insurance on your own. Being part of a larger group spreads the risk over more people and will bring rates down. Of course, there are all kinds of different products that you can opt for even as a part of a company plan which can tailor your premiums to what you want to spend. Share this post Link to post Share on other sites
legiahockey 3 Report post Posted December 12, 2008 well im not sure. i was usa hockey registered. but my club had to pay 2000 bucks to get a transfer to play in poland even though it was technically expired. and if i wanted to play midget this year i would have to pay 800 bucks just for a temperary transfer to play back in the states....so a full transfer would cost much moreYour problem is with the IIHF transfer system, not with USAH specifically.exactly! does iihf here about beer league at all? thanks chad Share this post Link to post Share on other sites
