What is the best credit card?

[tyler33 0]

I just started a new company, and would like to get a good credit card for it. I would like a card so I can use it to redeem flights, since I will be flying a lot more. But after looking, the flight cards are usually around 1%, am I better off getting a credit card with just cash back around 3% or something along these lines?

Which is the best credit card to get for a business, and I wouldn't mind hearing what other people use that are good as well.

[Michael9 57]

Get an amex.

[bostonjuniorblackhawks 1]

Visa cards are great for rewards programs. I will see what my dad uses for his bussiness

[goaliemanshark 6]

I use a Costco Amex. Its a free costco account, plus 3% cash back for eating out, 2% for traveleing and 1% everywhere else (including costco) Its pretty awesome. I think they have business cards too. But for good rewards go for an amex. Just make sure you pay off the bill the interest rates are MUCH higher then other cards!

[Spreedizzle 1]

Amex typically has the strongest rewards compared to the other companies. Conversely, they typically also carry the highest interest rates. Amex is able to have the best rewards as they charge the retailer 3% per transaction when compared to Visa at 1.5%, etc etc.

[Chadd 916]

Amex typically has the strongest rewards compared to the other companies. Conversely, they typically also carry the highest interest rates. Amex is able to have the best rewards as they charge the retailer 3% per transaction when compared to Visa at 1.5%, etc etc.

I know a couple people that stopped accepting AmEx as they upped the rate to almost 6%.

[JR Boucicaut 3802]

The answer is none of the above. They're all evil.

[mack 44]

I agree with JR for the most part, but I think they're a necessary evil. I have one that's for any emergencies, but I use (and pay off monthly) an AK Airlines card because it gets us a mile per dollar spent on it.

[english15x 3]

i have a cabelas card that I use for emergencies. All money turns into rewards on cabelas.com or can be used at any cabelas store.

[JR Boucicaut 3802]

I agree with JR for the most part, but I think they're a necessary evil. I have one that's for any emergencies, but I use (and pay off monthly) an AK Airlines card because it gets us a mile per dollar spent on it.

Yes - you have to build your credit so it is a necessary evil. Just be careful.

[RadioGaGa 162]

Credit card security question. I can't rememebr if I was told this or read it somewhere. But, instead of signing the back of your CC...you can put "ASK FOR ID" in the signature spot as a means of security. The idea being....if the clerk turns your card over...they ask for id...and if whoever is using your card can't produce matching ID...they will not be allowed to use the card.

Is this a real means of security...or am I crazy. Would enough stores be familiar with the practice...or will I end up being denied use of my own card becasue it isn't signed?

[dsjunior1388 81]

Credit card security question. I can't rememebr if I was told this or read it somewhere. But, instead of signing the back of your CC...you can put "ASK FOR ID" in the signature spot as a means of security. The idea being....if the clerk turns your card over...they ask for id...and if whoever is using your card can't produce matching ID...they will not be allowed to use the card.

Is this a real means of security...or am I crazy. Would enough stores be familiar with the practice...or will I end up being denied use of my own card becasue it isn't signed?

At the place I used to work, a smaller supermarket, we ran the cards and that was a very effective strategy. Now, working at Walmart, we have the little setup where you scan your own card, so it's not really worth it anymore, as most retailers have the same setup.

[furlanitalia 1]

At the place I used to work, a smaller supermarket, we ran the cards and that was a very effective strategy. Now, working at Walmart, we have the little setup where you scan your own card, so it's not really worth it anymore, as most retailers have the same setup.

I put CID on the back of my card and a couple times stores wouldn't take it because I hadn't signed it. Best bet is to sign and also put CID, or get a card that has your picture on the back (rare, but have seen them)

[weedsnager 0]

i use the cableas card also, usually get a couple hundred bucks back each year

[dsjunior1388 81]

I put CID on the back of my card and a couple times stores wouldn't take it because I hadn't signed it. Best bet is to sign and also put CID, or get a card that has your picture on the back (rare, but have seen them)

That just reminded me of the dumb girl who was working as the sole cashier and denied 4 customers in an hour because she didn't know what "CID" meant and assumed it was a bank code so they couldn't use it.

[Chadd 916]

That just reminded me of the dumb girl who was working as the sole cashier and denied 4 customers in an hour because she didn't know what "CID" meant and assumed it was a bank code so they couldn't use it.

Not being lazy and writing it out would have eliminated that problem. "ask for ID" is only five more characters.

[shotty 7]

he best card is the one that rewards you in such a way that it actually benefits you. if you aren't a big traveller, don't get an aeroplan card. I've recently switched both my Amex and visa to cashback cards because the rewards are f'in ripoffs. I spend anywhere from $28-30k with credit cards annually, so it's nice to get $280-300 back instead of a toaster oven or another ipod nano.

[Law Goalie 147]

The best credit card to use is someone else's.

[RadioGaGa 162]

The best credit card to use is someone else's.

Full circle back to me security question *L*